Who is guilty in the student loan issue (crisis)?

In human history most people have never attacked the bigger guy. Most people will normally attack the weakest link, when an attack is called for.... Most bullies are experts at understanding this concept. In the contemporary student loan supposed crisis, who is mainly to blame?

The biggest blame does not go to the students. Most students are not rich with rich parents, and that is a fact. When one looks at the data, the schools promoting the degrees have much of the blame and responsibility. The schools are complicit in the lie and the robbery. The institutions are well aware that prospecting students will try to obtain loans to invest in their future; consequently, the tuition increases incrementally with the assurance that the government will continue to provide the loans. The government is also to blame because they easily provide them and they profit from the interest rates in the short and long run. Seeing this isn't complicated.

To conclude, the students (the weakest link) are always accused and blamed instead of the big institutions. What did I first say to open this post? Of course, this doesn't mean taxpayers should bailout everyone. 

Addendum (reality check):

Banks will also lend money at very high interest rates easily, which will keep many in debt for an entire lifetime (bondage). DOGE may have investigated the federal government, but not the local governments across our nation, which I highly recommend they do. Many of these graduates will never get job in federal or local government unless they are connected. A lot of those jobs are about who you know and not what you know (cronyism and nepotism is the opportunity). Corruption is an understatement!